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Spring Cleaning for Financial Literacy Month: Part II

It's time for Part II! Financial Literacy Month is a great time to check in on your financial literacy and reset your finances. Think of it as spring cleaning for your finances! Read on for my five favorite ways you can check in on your personal financial literacy and improve your finances today, and check out Part I as well.

  1. Pay attention to your student loans! President Biden and the Dept of Education are implementing a Fresh Start program for student loan borrowers in default. Make sure your student loan company doesn't forget about you if you have federal student loans. Call monthly to see when your loans will receive their fresh start.

  2. Try the 30 day spending rule. Something you want? Put the money in your savings account, wait 30 days, and see if it's still a priority. If not, you have extra money in your savings account.

  3. Look for ways to save or payoff debt by re-allocating money! Love the gym? Try at-home workouts. Love the spa? Try doing your nails at home.

  4. Find outdoor adventures or free events. Try to find new things to do that don't cost money: parks, walks, hikes, or exploring a new neighborhood (bring your lunch!).

  5. Avoid payday loans. Payday loan companies have a ridiculously high interest rate. Their job is to prey on hard working consumers. Configure your budget and save for an emergency fund. Find ways to save so you can plan ahead. You will thank yourself later.

If you haven't already, check out Part I of Financial Literacy Spring Cleaning!

Ready to improve your finances for Financial Literacy Month? Let's do it! Reach out and let's get started.

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